Protection for Your Business Itself.

Every day, you work hard to ensure that your business stays up and running. From serving your customers and offering your products and services to providing your employees with jobs, your business is a powerhouse of activity. That’s why it’s important to make sure your commercial property is protected because accidents do happen, and the last thing you want to experience as a business owner is being out of commission and under the wrong policy.

With a custom Property Insurance policy from Weiss Insurance Agency, you can ensure that the building itself and the personal property of your business is protected from minor accidents or a major financial loss. Our insurance specialists can help you create a policy that keeps your small-to medium-size business insured from top to bottom by covering such items as:

• Your building
• All interior items (desks, furniture, etc.)
• Any outdoor signs on your property
• On-site equipment
• Your inventory

Other items that are typically found on a Property Insurance policy can include Builder’s Risk insurance and Equipment Breakdown coverage. Builder’s Risk protects any materials or equipment from damage or loss sustained during construction or remodeling, while Equipment Breakdown, or Boiler and Machinery, keeps any electrical, electronic, or pressurized equipment on your premises insured from breakdowns or loss.

Additional Business Protection

In some cases, your business can save more by combining Property with Liability for the convenience of having your business needs met. To find out more about combining coverages, contact a professional at Weiss Insurance Agency today.

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Weiss Insurance Agency, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Weiss Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources. 

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as: 

• Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary. 
• Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws. 
• Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.
• Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative at Weiss Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

Off-Site Protection for Your Valued Assets.

Your products and equipment are the backbone of your success as a company. From transported goods and hauled equipment to storage items and even construction tools, it’s important to keep your investments protected. With Inland Marine coverage, you can avoid damages sustained in the event of accidents, theft, vandalism, or total loss.

At Weiss Insurance Agency, we’re dedicated to providing the coverage your business needs for the asset protection it deserves. Our Inland Marine policy insures that when your business is on the move, we’ll protect certain items, such as:

• Transported Property
• Computer Equipment and Data
• Contractor’s Tools
• Artwork
• Buildings Under Construction

What Inland Marine Can Do for Your Business

No matter what business you’re in, an accident can happen at any time. That’s why it’s important to have an Inland Marine policy from Weiss Insurance Agency to provide your business with the appropriate coverage it needs on the road.

Since Inland Marine covers items outside of your standard Business Property Insurance policy, having additional coverage to keep your equipment insured off-site is critical. This coverage can also extend to protect your business’s goods or equipment when transported by ocean and air, also known as Ocean Marine. 

Contact an Inland Marine specialist at Weiss Insurance Agency today to find out how your business can insure its most valuable assets while working or traveling off-site.

Keep Your Employees Protected.

Weiss Insurance Agency understands the value of good employees. We know that your day-to-day operations depend on their hard work, expertise, and dedication, and if you supply them with quality benefits and plans, they can work with the peace of mind assurance that they’re properly protected.

Having the right Workers Compensation plan from Weiss Insurance Agency can allow your business to ensure payments and cover expenses if an employee is injured from a work-related accident. Injuries can range from car accidents and back injuries to equipment malfunctions and, in some unfortunate cases, death.

Workers Compensation can cover financial obligations such as:

• An injured employee’s medical expenses/treatment
• The replacement of lost wages from injury time off

If your business does not offer Workers Compensation, serious injuries that occur on the job could lead to an employee suing your company for damages. That’s why it’s important to discuss your options with a specialist at Weiss Insurance Agency who can help you find the right coverage options for all your business needs.

Back Your Obligations.

Your primary goal as a business owner is to ensure that your operations run smoothly and efficiently on a daily basis. But in special circumstances, the performance of your business may require extra attention that assures an obligee that you, the principal, are performing as promised.

At Weiss Insurance Agency, we specialize in providing bonding services that help to protect the integrity of your business. Our Surety Bond services include writing agreements that guarantee the party requesting the bond that your business will uphold its obligations.

Types of Surety Bonds

Weiss Insurance Agency can write a variety of Surety Bonds, including:

• Performance and Payment Bonds
• Contractor Bonds
• Sub-Division Bonds
• Court Bonds
• Conservator Bonds
• Fidelity Bonds
• Public Officials
• Liquor Licenses

Since there are many types of Surety products, it’s important to discuss your options with a licensed, professional bond agent. Our underwriting services are flexible to meet your unique business needs, and we specialize in a high-degree of customer care that will ensure maximum consideration for your assets.

 

Contact a Bond specialist at Weiss Insurance Agency today to keep your commercial responsibilities protected.

The benefits you offer to your employees can vary greatly and comprise the largest non-payroll expense for employers. Depending on your industry, your market, and your own unique constraints, we will help you implement a comprehensive approach that meets your specific objectives and philosophies.

Not only will a good program help your business recruit and retain the best employees, wellness benefits and education is a forward-thinking way to strengthen employee performance and secure a healthy corporate culture.

A benefit program is more than a medical plan and should be based on the unique needs of your organization as well as the employee’s needs. Together our mission is to build a successful benefits program that supports your organizational goals and keeps employees engaged. This includes a full-suite of benefit products:

• Group Health Insurance
• Life Insurance
• Accidental Death and Dismemberment
• Dental Insurance
• Disability Insurance
• Vision Plans
• Long Term Care
• Voluntary Worksite Payroll Deduction Plans
• Wellness Programs
• Employee Handbook Development
• HIPAA Compliance
• COBRA Administration
• Qualified High-Deductible Health Plans
• Health Savings Accounts
• Health Reimbursement Arrangements